Once we receive all the required documents, we can approve your loan within one day. In some cases, we may contact you to verify details or request additional information.

To increase your chances of getting fast loan approval, we recommend having a co-borrower from your close family circle, such as your spouse, siblings, in-laws, parents, or trusted friends.

We accept Government-issued identifications such as Passport, National ID, Driver’s License, Professional Regulations Commission (PRC) ID, Unified Multi-Purpose (UMID), Postal ID (plastic card), Voter’s ID, Government Service Insurance System (GSIS) E-card, Social Security System (SSS) Card

We recommend the following proof of billing: electric, water, internet, or postpaid plan. The address on your proof of billing should match exactly with the address stated on your valid ID.

Existing clients with 2 months remaining balance on their current loan are eligible to re-apply for our OFW Loans. The outstanding balance will be deducted from the approved loan amount before it is disbursed to you.

Our reloan requirements are almost the same as those for a new loan but may vary depending on OFW's current employment status.

Your residence might not be within our service area. Please follow our Facebook page to stay updated on when we will be expanding to your location.

We will send you an SMS once your transaction has been confirmed. Payments are posted within 24 hours but allow us up to 48 hours in case of any unforeseen system errors.

Budget Finance recognizes that there may be legitimate reasons for a delayed payment. If you're unable to pay on time, please inform us promptly. You might need to provide supporting documents. Our collection officers will review your request and, in some instances, may waive penalties or permit a partial payment for one month without penalties. Your request is more likely to be approved if you have a history of timely payments.

If you receive any suspicious messages, do not pay or transfer funds immediately, and avoid sharing your personal information. Always verify the source before taking any action. For verification, contact our Customer Service Team at 0917-146-2593 or email us at customer.service@budgetfinance.ph.